Cooperative Federal is Now Hiring!

We have several openings for the right people, click here to learn more.

Home Loans

Cooperative Federal has been making home loans in the Syracuse community since 1986. With quality products, competitive rates, and personalized assistance, we deliver everything you need to achieve your homeowner goals -- whether you're seeking to buy a new home, or repair or refinance one you already have.

Statement of Solidarity with THE General Body at Syracuse University

Cooperative Federal expresses solidarity with THE General Body and their movement for structural changes to the administration of Syracuse University related to transparency, diversity, and safety.

Our Credit Union Aligns with the 11 Grievance and Need Points of THE General Body:

Small Business Member Survey

Is your small business or community organization a member of Cooperative Federal?

Take this brief survey to help us improve our small business programs and services.

Supporting independent, local businesses has been central to Cooperative Federal's mission since we were founded in 1982. We are dedicated to providing our member businesses with access to affordable capital, and with tools to help you financially manage your business -- but we need your input!

We want to know:

Traveling? Let us know!

If you're leaving town this summer, notify Cooperative Federal in advance in order to avoid interrupted debit card access.

Check Out our 2013 Annual Report!

Cooperative Federal is more than a financial institution. Each day, our staff not only operates three bustling neighborhood branches and a youth credit union program; it teaches classes at community centers, offers free counseling at partner sites, and makes loans that stabilize our neighborhoods and strengthen the local economy.

Take a look at all that we accomplished last year in our 2013 Annual Report - including seven inspiring Member Success Stories.

Commonwealth Newsletter: Winter 2014

Check out the winter newsletter! Get the latest news and commentary from your credit union.

(Psst! Sign up for our email list to get the newsletter in your inbox.)

How Your Spending Plan Can Save the World: 4 Principles to Live By


Cooperative Federal is committed to youth financial empowerment. The following "commencement address" was submitted as part of the Nerd Wallet Gen Y Credit Union Contest, and we won second place! The $1,000 award will be used to hold a Savings Challenge this fall, through our Youth CU Program at Henninger, Fowler, and Nottingham Highs.

To the Class of 2013:

My favorite college professor once said that there are two paths to wealth. You can increase your income until you get everything you want, or you can lower your aspirations until you only want what you already have. For most of us, the answer comes from finding a balance between those two extremes.

Ways to Be a Green Consumer and Support Your Community

Nico Leyva writes for Nerdwallet, a consumer finance website that promotes financial literacy and looks for the best ways to save you money.


Cooperative Federal is a non-profit financial services cooperative operated for the mutual benefit of its members. Cooperative Federal provides financial services to individuals, organizations, and small businesses in the local community. Members receive old-fashioned personal service.

Through common control of its resources and socially responsible use of its assets, Cooperative Federal creates economic power for this community. Cooperative Federal supports neighborhood planning, economic democracy, and cooperatives to provide for people's needs.

Cooperative Federal es una cooperativa de servicios financieros sin fines de lucro que opera para el beneficio mutuo de sus socios. Cooperative Federal proporciona servicios financieros a personas individuales, a organizaciones, y a las pequeñas empresas en la comunidad local. Los socios reciben una gama de servicios personales especializados.

Con el control común de sus recursos y uso social responsable de sus activos, Cooperative Federal crea el poder económico para esta comunidad. Cooperative Federal apoya al planeamiento de la vecindad, la democracia económica, y coopera para proveer las necesidades de la gente.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA