| Service | Fee |
|---|---|
| New Membership - Adult | $10 one-time fee |
| New Membership - Youth (17 & under) and YouThrive Student Members | $2 one-time fee |
| Checking Account - Personal | $3 per month |
| Checking Account - Small Nonprofit | $3 per month |
| Checking Account - Business/Organization | $4 per month |
| Checking Account - Nonmember | $5 per month |
| Start Over Savings Account | $30 one-time fee |
| Super Share Checking Account | No monthly fee above minimum balance;$7.50 monthly fee below minimum balance |
| Super Share Savings Account - Withdrawals and transfers | Up to 3 free transactions per month;Additional transactions $4 |
| Inactive Account Fee (6 or more months inactive) | $5 per month |
| Converting Super Share Checking to regular Personal Checking | $35 one-time fee |
| VISA Debit Card ATM Withdrawal Fee | Sharenet ATMs: FreeOut of network: $2 |
| Reopen membership within 6 months of closure | $10 one-time fee |
| Reopen checking account within 6 months of closure | $10 one-time fee |
| Service | Fee |
|---|---|
| Money Orders | $1.25 |
| Check Cashing - Members | Free |
| Check Cashing - Nonmembers | Varies (1.75% of value, minimum $3.25; $0.50 for under 18 yrs old) |
| Teller or Cashier Check Fee | $5 |
| Duplicate Statement from computer records (cost per statement requested) | $3 |
| VISA Gift Card | $3 |
| Wire In / Wire Out | $25 / $25 |
| Western Union US / International | $25-$45 / $32-$75 |
| International Wires | $30-$60 |
| Service | Fee |
|---|---|
| Replacement VISA Debit Card (before expiration date) | $10 |
| Replacement PIN for VISA Debit Card | $5 |
| Service | Fee |
|---|---|
| Card Purchase | $7.95 |
| Monthly Fee | $1.75 |
| Minimum Load | $10 |
| Maximum Load | $5,000 |
| Reload Fee - Online | $0.50 |
| Reload Fee - at Branch | $1.50 |
| POS Transactions Fee | $0 |
| Daily limit on PIN point-of-sale purchases | $1,500 |
| Daily limit on signature POS purchases | $5,000 |
| ATM Withdrawal Fee (domestic) | $1.50 |
| ATM Transaction Denied fee | $0.50 |
| Withdrawal max per ATM transaction | $310 |
| Monthly Account Maintenance Feeafter 3 months inactivity | $3.00 |
| Reissue Expired Card | $3.50 |
| Close card and cash-out all remaining funds | $15 |
| Replace Lost/Stolen/Closed card | $5.00 |
| Next-day Delivery of replacement card | $35 |
| Service | Regular Fees | YouThrive Student Accounts |
|---|---|---|
| Returned Item Per Check/ACH/ECK | $30 | Not Applicable |
| Unavailable Funds/Uncollected Charge | $30 | Not Applicable |
| Courtesy Overdraft Payment | $25 | Not Applicable |
| Overdraft Transfer from Savings or Checking | $5 | Not Applicable |
| Overdraft Line‐of‐Credit Over Limit Penalty | $22 | Not Applicable |
| Visa Debit Card Over Limit Penalty | $30 | Not Applicable |
| Returned Deposit Item | $25 | $25 |
| Service | Fee |
|---|---|
| Stop Payment per Draft or Series | $25 |
| Additional Presentment of Stopped Item | $5 |
| Service | Fee |
|---|---|
| Early Savings/Share Account Closing Fee (within 6 mo. of opening) | $5 |
| IRA Account Closing Fee (within 12 mo. of opening) | $20 |
| IRA Transfers | $10 |
| Share Certificate or IRA Certificate Early Withdrawal | $25 |
| Presentment on Closed Account per item | $30 |
| Service | Fee |
|---|---|
| Collection Item - Foreign *Funds available when item clears; no possibility of return fee | $28 |
| Collection Item - Canadian (U.S. or Canadian Funds)*Regular Funds Availability applies. Fee if returned. Canadian Items Only | $5 |
| Returned Canadian Collection | $40 (plus intermediary fees) |
| Service | Fee |
|---|---|
| Abandoned Property Notice | At cost (varies) |
| Administrative Charge for Notary Services | $2 |
| Check Printing Charges | Varies |
| Copy of Check | $5 |
| Duplicate Lien Release - Member / Nonmember | $10 / $20 |
| Expedited Mailings | $25 |
| Faxing | $2 |
| Forward or Return Mail (each) | $5 |
| Legal Processing | $30 |
| Manual Posting of ACH Items (each) | $8 |
| Photocopies (per page) - Member / Nonmember | $1 / $5 |
| Protest Letter | $25 |
| Research/Reconciliation (per hour) | $27.50 |
| Return or reissue of Cooperative Federal Teller Check | $6 |
| Safekeeping Fee | $3 |