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Employment Opportunities

Member Service Representative, Part-Time

Member Service Reps greet members, perform teller transactions over-the-counter and by phone, open accounts, answer member account and financial questions and inform members about credit union services. Should be able to work some Saturdays and until 6:30 pm weekdays. Cash handling or related experience required. Bilingual a plus. This is a part-time position, 20-30 hours a week.

Lead Member Service Rep, Full-Time

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We use email to share our Commonwealth Newsletter, information about upcoming financial education and business workshops, invitations to membership meetings, and other useful news and information.

We usually send 1 to 4 messages per month, and we NEVER share our email list with third parties.

Closed May 1 in Celebration of International Workers Day

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The Credit Union is closed on Thursday, May 1, International Workers Day.

La Cooperativa está cerrada jueves, el 1ro de Mayo, para el Día Internacional del Trabajador.

May Day, May 1, is International Workers Day. This credit union may be the only financial institution in the U.S. to close for May Day, but we're not alone. Thousands of credit unions around the world will be closed for May Day, and for good reason. Credit Unions are part of the movement to empower ordinary people. It is this movement that May Day celebrates.

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Give the gift of Opportunity

Tired of giving useless gifts, year after year? Especially during tough economic times, choose a gift that really counts -- a Financial Advising Gift Certificate.

Your friends and loved ones can meet one-on-one with a Cooperative Federal financial advisor, to discuss goals such as homeownership, starting a small business, credit building, debt consolidation, and more.

Offices Closed Monday, October 13

Cooperative Federal's offices will be closed on Monday, October 13th in observance of Indigenous Peoples’ Day.

Why does the credit union close for Indigenous Peoples’ Day?

Cooperative Federal traditionally observes “Indigenous Peoples’ Day” instead of Columbus Day. It's an alternative holiday that coincides with Columbus Day, in protest to the legacy of genocide, colonization and displacement of Native peoples by European explorers.

Matched Savings Program

Cooperative Federal provides low- and moderate-income members with opportunities to build assets and achieve financial goals, using "Individual Development Accounts," or "IDAs." We offer IDA for 4 different purposes:

  • First-Time Homebuyer IDA: Up to $9,500 in downpayment and closing cost assistance for people who are buying a home for the first time, or who have not owned a home in the last 3 years.
  • Small Business IDA: Up to $2,000 in grants for working capital to help start or expand a small business.

Cooperative Federal recognized with Social Responsibility Awards

Cooperative Federal won the 2010 Dora Maxwell Social Responsibility Award from the Credit Union Association of New York State, and won the 2nd place nationwide award from the Credit Union National Association.

We were nominated by the CNY Chapter of Credit Unions, in recognition of our services that help individuals left behind by big banks.

We were given the award based on the success of three main programs:

· PRIDE Loans


Cooperative Federal is a non-profit financial services cooperative operated for the mutual benefit of its members. Cooperative Federal provides financial services to individuals, organizations, and small businesses in the local community. Members receive old-fashioned personal service.

Through common control of its resources and socially responsible use of its assets, Cooperative Federal creates economic power for this community. Cooperative Federal supports neighborhood planning, economic democracy, and cooperatives to provide for people's needs.

Cooperative Federal es una cooperativa de servicios financieros sin fines de lucro que opera para el beneficio mutuo de sus socios. Cooperative Federal proporciona servicios financieros a personas individuales, a organizaciones, y a las pequeñas empresas en la comunidad local. Los socios reciben una gama de servicios personales especializados.

Con el control común de sus recursos y uso social responsable de sus activos, Cooperative Federal crea el poder económico para esta comunidad. Cooperative Federal apoya al planeamiento de la vecindad, la democracia económica, y coopera para proveer las necesidades de la gente.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA