About Cooperative Federal

Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice.

Financial Statements are available online here.

Cooperative Federal Builds Community

Shaped by the concerns of an active and engaged membership, Cooperative Federal has evolved in ways that are far different from a conventional bank.

Switch Kits

You've been meaning to, but you just didn't know how to ask...

We'll make it easy for you. Now you can switch to Cooperative Federal.

With our convenient Switch Kit, it's simple to move your accounts. The kit has the forms you need to change your direct deposit, automatic withdrawals, and close your other accounts.

Open the Switch Kit (PDF)

Questions? Call us! We're glad to help. (315) 471-1116 ext. 699 for Member Service.

"People Helping People" to Celebrate International Credit Union Day

Central New York Credit Unions, Home HeadQuarters Landscape City Home

Syracuse, NY – On Thursday, October 18, 2007, a coalition of Central New York Credit Unions, including Cooperative Federal, landscaped a home in Syracuse’s Eastside neighborhood to commemorate International Credit Union Day. The building is home to an extended family of refugees saving up to purchase the house, which is currently managed by Home HeadQuarters, Inc.

Cooperative Federal Celebrates 25th Anniversary - Press Release 10.12.2007

Syracuse, NY --- This October, Cooperative Federal reaches a milestone as it celebrates its 25th year working for social and economic justice in Syracuse. The celebration culminated with an Anniversary celebration held at May Memorial on Friday evening, October 5, 2007. Nearly 200 members, community leaders, and local politicians participated in the event which featured dinner, dancing, and impromptu testimonials from people whose lives have been touched by the credit union.

Your Coffee Will Thank You

Did you come to our 25th Anniversary Bash and leave your awesome new Cooperative Federal mug behind? If so, don't worry! We can set one aside for you. Please call Christina at 471-1116 ext. 250.

Change - Saturday on Next Day's Business effective 11/15/07

Effective November 15, 2007, all Saturday transactions will be posted on “next day's business.” That means when you come in to the office on Saturday, your transactions register on your account as done on Monday. (Or, if Monday is a holiday, they post on Tuesday.)
Please note that this includes loan payments. If your loan due date falls on a Saturday, please make sure that we receive your payment by Friday.

25th Anniversary Bash

Cooperative Federal's 25th Anniversary

On Friday, October 5, 2007 over 160 members enjoyed dinner,dancing, and a festive celebration of 25 years of cooperative community finance!

Soon we will post details of the event including photos, awards given, and more.

Share your Credit Union story!

It's our 25th Anniversary!
We invite you to share your Credit Union memories with us. Remember the early days in the Food Coop? Want to share your thoughts about our credit union reaching the 25 year mark? Send an email to info@coopfed.org - we'd love to put member stories at the forefront in our celebration. After all, you own the credit union!

Have you received a letter from Certegy?

In early July, Certegy Check Services, Inc. sent a letter to roughly 2.3 million people whose information was wrongfully sold to marketing organizations by a Certegy employee.

Some members of our Credit Union are among those who received this letter. We are working with Certegy to obtain a list of our members whose information was compromised, so we can provide:

Financial Education Textbook published by Cooperative Federal

Cooperative Federal is the leading provider of financial education in the Syracuse area - in fact, we wrote the book on it!

We are very happy to announce the publication of our financial literacy textbook for high school aged youth called, "Life Skills: Planning Your Financial Future!"


Cooperative Federal is a non-profit financial services cooperative operated for the mutual benefit of its members. Cooperative Federal provides financial services to individuals, organizations, and small businesses in the local community. Members receive old-fashioned personal service.

Through common control of its resources and socially responsible use of its assets, Cooperative Federal creates economic power for this community. Cooperative Federal supports neighborhood planning, economic democracy, and cooperatives to provide for people's needs.

Cooperative Federal es una cooperativa de servicios financieros sin fines de lucro que opera para el beneficio mutuo de sus socios. Cooperative Federal proporciona servicios financieros a personas individuales, a organizaciones, y a las pequeñas empresas en la comunidad local. Los socios reciben una gama de servicios personales especializados.

Con el control común de sus recursos y uso social responsable de sus activos, Cooperative Federal crea el poder económico para esta comunidad. Cooperative Federal apoya al planeamiento de la vecindad, la democracia económica, y coopera para proveer las necesidades de la gente.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA