You are here

Current Rates on Accounts

Member Certificates (click here for Nonmember Rates)

APY is the Annual Percentage Yield

 
Type APY* Minimum
Balance
3 Month Certificate 0.06% $4,000
0.08% $50,000
0.09% $100,000
0.11% $245,000
6 Month Certificate 0.1% $4,000
0.12% $50,000
0.13% $100,000
0.15% $245,000
12 Month Certificate 0.10% $4,000
0.12% $50,000
0.13% $100,000
0.15% $245,000
18 Month Certificate 0.15% $4,000
0.17% $50,000
0.18% $100,000
0.20% $245,000
24 Month Certificate 0.18% $1,000
0.20% $50,000
0.21% $100,000
0.23% $245,000
30 Month Certificate 0.17% $1,000
0.19% $50,000
0.20% $100,000
0.22% $245,000
36 Month Certificate 0.21% $1,000
0.22% $50,000
0.24% $100,000
0.26% $245,000
48 Month Certificate 0.36% $1,000
0.38% $50,000
0.39% $100,000
0.41% $245,000
60 Month Certificate 0.38% $1,000
0.40% $50,000
0.41% $100,000
0.43% $245,000

Special Investment Certificates

Serving under-resourced urban neighborhoods often leaves Cooperative Federal with a need for more deposits than members can provide.
We offer a selection of special certificates for investors who wish to support our efforts. The return on these certificates ranges from below market rate to full market rates. A lower rate helps us afford the extra expenses of fully serving underserved members and neighborhoods.
Click here for rates for our Special Investment Certificates..>

Share Savings & Money Market Accounts

Account Type APY* Minimum
Balance
Share Savings Account 0.02% $5;
$50 to earn dividends
Super Share Money Market Account 0.05% $2,500
Super Share Money Market Checking 0.04% $4,500

Individual Retirement Accounts (IRAs)

Account Type APY* Minimum
Balance
60 Month IRA Certificate 0.38% $1,000
0.40% $50,000
0.41% $100,000
0.43% $245,000
48 Month IRA Certificate 0.36% $1,000
0.38% $50,000
0.39% $100,000
0.41% $245,000
36 Month IRA Certificate
0.21% $1,000
0.23% $50,000
0.24% $100,000
0.26% $245,000
24 Month IRA Certificate 0.18% $1,000
0.20% $50,000
0.21% $100,000
0.23% $245,000
12 Month IRA Certificate 0.10% $1,000
0.12% $50,000
0.13% $100,000
0.15% $245,000
IRA Shares 0.02% $50
IRA Shares 0.05% $1,000


* APY is the Annual Percentage Yield.

Rates on Share Savings and both Super Share Accounts can change after the account is opened. Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States by the National Credit Union Administration (NCUA), a U.S. Government Agency.

Rates offered as of 10/17/2013.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA