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Reminder: Burt Street Office Closing Permanently beginning Monday, June 8.

Due to I-81 construction and roadwork, our last day at 516 Burt St will be Friday, June 5. We are sorry for the inconvenience! CoopFed is working together with Syracuse Housing Authority to identity a new location for our office. In the meantime, please visit our other locations.

Debt Consolidation with Compassion

Struggling to keep track of multiple payments, high-interest rates, and collection calls? You're not alone. Many people find themselves in this situation, but there's a solution: debt consolidation.

Debt consolidation is a strategy that combines multiple debts into a single loan. This simplifies your payments, lowers your interest rate, and can help you pay off your debt faster.

  • Simplifies Your Finances: One monthly payment instead of many.
  • Lowers Your Interest Rate: Potentially save money on interest.
  • Improves Your Credit Score: Timely payments can boost your credit.
  • Reduces Stress: Gain peace of mind with a clear financial path.

  1. Assess Your Debt: Using a debt consolidation calculator will help you determine if consolidating your debt will be beneficial for you.
  2. Choose a Consolidation Option: Consider a debt consolidation loan or HELOC, speak with a financial counselor who can help you get back on track, or if you're debt has gone to collections, we'll explore your options with you.
  3. Apply for a Loan: Complete a loan application and provide the necessary documentation.
  4. Manage Your New Loan: Make timely payments and avoid accumulating new debt.

We're here to help...

Our compassionate lending and counseling team is here to guide you through the debt consolidation process.

Consolidate debt into one loan

Personal Loan

Start your journey to financial freedom today with a debt consolidation loan.

Refinance your auto loan

Auto Loanㅤㅤㅤ

Consider refinancing your auto-loan us. We may be able to help you lower your payments or pay less interest.

Leverage your home equity

HELOCㅤㅤㅤㅤ

The equity you've built in your home is a powerful tool. Consider consolidating your debt over $10,000 with a HELOC, which may give you a lower interest rate.

it's a judgement-free zone...

Financial Counseling

Meet with a Certified Counselor

Get guidance on credit building and repair, debt management, and more! Book a free, one-on-one consultation by phone, video, or in person with a certified financial counselor.

and we'll even explore a second chance.

Collections Counseling

Let's Talk

Reach out to our Lending Solutions Specialist for personalized assistance.

Questions? To speak with someone before you apply, email our lending department or call someone on our team.

All options are subject to membership eligibility. Terms and conditions apply.