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Reminder: Burt Street Office Closing Permanently beginning Monday, June 8.

Due to I-81 construction and roadwork, our last day at 516 Burt St will be Friday, June 5. We are sorry for the inconvenience! CoopFed is working together with Syracuse Housing Authority to identity a new location for our office. In the meantime, please visit our other locations.

Auto Loans

Don’t let high-cost dealer financing take you for a ride. Cooperative Federal offers auto loans for cars, trucks, and RVs.

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Get pre-approved before you shop so you’ll have an accurate budget for your vehicle purchase.

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If you have a car loan but would like a better deal, consider refinancing with CoopFed. We may be able to help you lower your payments or pay less interest. Refinancing loans are not eligible for a Holiday Safely loan.

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Gap Protection: A vehicle’s value often declines much faster than your loan balance. For a small fee, Gap Protection can secure your investment – ensuring you have a “clean slate” when you sell your vehicle or if it gets totaled. You can opt into this when you apply for a car loan.

TruStage Insurance: Our members can purchase Auto Insurance through TruStage - read more.

Bicycle Loans

Cooperative Federal loves bicycles! Commuting by bike is great exercise and lowers pollution. If you get around on two wheels and want to purchase a new bicycle, Coop Fed can help!

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All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact us for current rates, terms, and conditions.

* Subject to application and credit approval. Offer valid on new and used vehicle loans. Limited to the first 30 approved applicants. Minimum loan term of 48 months. $17,000 minimum loan amount. Offer not eligible on existing vehicle loans for refinancing. Offer is forfeited if loan is paid off within six months of loan opening. Membership eligibility required. Other restrictions may apply. Offer valid 12/1/2025–1/31/26 and subject to change without notice. Insured by NCUA.