Personal loans are the best way to deal with one-time expenses that you can't pay in cash. Coop Fed's Small Dollar Loan Program can help you with vehicle repairs, medical and dental bills, moving expenses, travel and holiday needs, minor home repairs, paying off small debts, and more.
Payday Alternative Loans are a great back-up option when you have a true emergency and need help right away. These loans can be used for urgent bills that can't wait until next week.
Cooperative Federal is a not-for-profit, community-owned credit union. Our mission is all about social justice and economic inclusion, and that means helping people get the financial services they need -- without the pain of predatory interest rates, or the long-term harm of snowballing debt.
If you need a small loan to solve a financial problem, don't resort to predatory services like cash advance apps, payday loans, pawn loans, or retail store credit cards. These kinds of services commonly come with high fees, excessive interest charges, hidden costs, and unaffordable payments that cause you to "rollover" the loan into larger and larger debts.
We offer Emergency Loans so that you can avoid these pitfalls, overcome setbacks, and build financial strength for yourself and your family. We're here to help you reach your goals and live a better life, because you deserve to thrive.
*Annual Percentage Rate (APR). Subject to membership eligibility and credit approval. Terms and conditions apply. Not all will qualify.