Rates effective February 15, 2023. Rates and terms are subject to change without notice.
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 24 Months | 4.60% |
| 25 to 36 Months | 4.60% |
| 37 to 48 Months | 4.60% |
| 49 to 60 Months | 4.60% |
| 61 to 72 Months | 4.60% |
| 73 to 84 Months | 4.60% |
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 12 Months | 5.70% |
| 13 to 24 Months | 5.70% |
| 25 to 36 Months | 5.70% |
| 37 to 48 Months | 5.70% |
| 49 to 60 Months | 5.70% |
| 61 to 72 Months | 5.70% |
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 36 Months | 4.60% |
| 37 to 48 Months | 4.60% |
| 49 to 60 Months | 4.60% |
| 61 to 72 Months | 4.60% |
| 73 to 84 Months | 4.60% |
| 85 to 120 Months | 4.60% |
| Mortgage Type | Rates as Low As* |
|---|---|
| Conventional | Rates change daily |
| FHA | Rates change daily |
| VA | Rates change daily |
| 7/1 Hybrid In-House | 5.75% |
| USDA, A-Minus, HomePossible, Balloon/Reset, Construction, and More | Call for information |
| USDA, 7/1 Hybrid, A-Minus, HomePossible, Balloon/Reset, Construction, and More | Call for information |
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 36 Months | 7.05% |
| 37 to 48 Months | 7.05% |
| 49 to 60 Months | 7.05% |
| 61 to 72 Months | 7.05% |
| 73 to 84 Months | 7.05% |
| 85 to 120 Months | 7.05% |
Up to 180 Months: 7.450%*
Dwelling-Secured Loans up to 20 Years: 7.75%* Contact Us for Availability
VISA Classic Credit Card: 11.45%*
Line of Credit - May be attached to checking account (optional): 11.45%*
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 12 Months | 9.30% |
| 13 to 24 Months | 9.40% |
| 25 to 36 Months | 9.40% |
| 37 to 48 Months | 9.40% |
| 49 to 60 Months | 9.40% |
| 61 to 72 Months | 9.40% |
Same as above (Signature Loans).
| Repayment Term | Rates as Low As* |
|---|---|
| Up to 36 Months | 3.95% |
| Up to to 240 Months | 3.95% and up** |
** 3.95% above the rate paid on the account used as security
A wide range of loans are available for small local businesses, including start-ups, home-based businesses, responsible real estate investors, nonprofits, cooperatives, contractors, self-employed individuals and more. Loans for equipment, working capital, tools, trucks, furnishings, bridge financing, real estate (commercial, residential, mixed) and more.
Rates depend on loan type, risk level, and collateral: As low as 8.75%* - 14.75%*
*Annual Percentage Rate (APR). Interest rates are as of 2/15/2023 and are subject to change without notice. Annual Percentage Rates and terms for all loans are determined by the member's overall credit rating, payment method, length of loan, down payment and collateral and are available as long as stated. Any offer is subject to application & credit approval and collateral valuation. View our rate poster for additional details including Vehicle Adds Ons and Maximum Loan Amount.
Credit Incentive Program applies to most loans listed above.