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Auto Loans


Don't let high-cost dealer financing take you for a ride!

Cooperative Federal offers auto loans for cars, trucks, and RVs. 

Apply Now*


Coop Fed offers fair affordable auto loans. Get pre-approved before you shop and know how much car is right for your budget so that you're prepared to resist high-pressure sales pitches.


It's not too late to get a loan from Coop Fed. Our specialists can review your current auto loan and find out whether we can save you money on interest or monthly payments with the added value of knowing that you are banking on financial justice and social responsibility. 

Shop at Enterprise

Cooperative Federal partners with Enterprise Car Sales* to provide our members with fair prices on quality, gently used cars. Enterprise's no-haggle pricing guarantees a competitive and non-discriminatory price. All vehicles are clearly marked with their price points -- what you see is what you get.

Plus, all Enterprise vehicles come with:

  • 109-point vehicle inspection
  • Free CARFAX® vehicle history report
  • 7-Day Repurchase Agreement (up to 1,000 miles)
  • 12 month/12,000 mile Limited Powertrain Warranty and free one-year roadside assistance (backed by AAA)

Get a pre-approval from Coop Fed and browse Enterprise's fleet online now.*
*Cooperative Federal is not responsible for content on outside websites.

TruStage Insurance

Our members have the option of purchasing Auto Insurance through TruStage Insurance Agency. Read more about TruStage.

We make Bicycle Loans ♥ 

Cooperative Federal loves bicycles. Commuting by bike is healthy for people, for our communities, and for our planet. If you get around on two wheels and need some help paying for a new bicycle, Coop Fed can help!

Apply Now

Apply for a personal loan online, through Web Teller, or download an application (pdf) and send it back by email, fax (315-476-0567), or mail to any Coop Fed office. If you have any questions, call the Personal Loans Department.

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.