Auto Loans

Don’t let high-cost dealer financing take you for a ride. Cooperative Federal offers auto loans for cars, trucks, and RVs.

Get pre-approved before you shop so you’ll have an accurate budget for your vehicle purchase.

Or, if you have a car loan but would like a better deal, consider refinancing with Coop Fed. We may be able to help you lower your payments or pay less interest.

When you refinance with Coop Fed, you get the added value of knowing that you are banking on financial justice and social responsibility.

Gap Protection: A vehicle’s value often declines much faster than your loan balance. For a small fee, Gap Protection can secure your investment – ensuring you have a “clean slate” when you sell your vehicle or if it gets totaled. You can opt into this when you apply for a car loan.

TruStage Insurance: Our members can purchase Auto Insurance through TruStage - read more.

Cooperative Federal loves bicycles! Commuting by bike is great exercise and lowers pollution. If you get around on two wheels and want to purchase a new bicycle, Coop Fed can help!

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All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact us for current rates, terms, and conditions.