Cooperative Federal has been Syracuse's local mortgage lender since 1986, offering mortgages for purchase, refinance, construction, and home improvement for owner-occupied and investment properties. Whether you're a first-time homebuyer or just looking for a better lender, our non-profit credit union can work with you to find the right home loan.
We generally limit mortgage lending to the Greater Syracuse region. Learn more about who can join Cooperative Federal.
Get the resources you need to make homeownership attainable. We specialize in supporting first-time homebuyers, especially those with low & moderate household income.
Our mortgage specialists will help you choose what type of mortgage is best for your situation.
In addition to our in-house mortgages, Cooperative Federal helps members obtain home loans through our partner companies. Owners Choice is a mortgage company founded by credit unions to serve credit union members. When you work with our partners, you're still working with Coop Fed - and you’re supporting our economic justice mission. We're always here to assist with questions or issues.
You can submit these documents with your application or bring them when you meet with a Mortgage Specialist.
All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact us for current rates, terms, and conditions.