If you're leaving town this summer, notify Cooperative Federal in advance in order to avoid interrupted debit card access.

Cooperative Federal has been making home loans in the Syracuse community since 1986. With quality products, competitive rates, and personalized assistance, we deliver everything you need to achieve your homeowner goals -- whether you're seeking to buy a new home, or repair or refinance one you already have.

Check out the winter newsletter! Get the latest news and commentary from your credit union.

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Your votes have been counted, and we are pleased to announce the top 10 winners of the 2013 Common Cents Awards.

They are:

ArtRage
Westside Learning Center
Interfaith Works
Syracuse Peace Council
Northside UP

*source: http://www.nerdwallet.com/contests/banking/gen-y-credit-union

Cooperative Federal is committed to youth financial empowerment. The following "commencement address" was submitted as part of the Nerd Wallet Gen Y Credit Union Contest, and we won second place! The $1,000 award will be used to hold a Savings Challenge this fall, through our Youth CU Program at Henninger, Fowler, and Nottingham Highs.

To the Class of 2013:

My favorite college professor once said that there are two paths to wealth. You can increase your income until you get everything you want, or you can lower your aspirations until you only want what you already have. For most of us, the answer comes from finding a balance between those two extremes.

Nico Leyva writes for Nerdwallet, a consumer finance website that promotes financial literacy and looks for the best ways to save you money.

The importance of being green is often mentioned in regards to saving the world. You can do your part to decrease landfill, reduce carbon emissions, and clean up oceans and wildlife areas. But being green is also very important on an individual level. Being a green consumer can improve your personal financial standing, and by buying from local businesses, you can contribute to your community and help it grow. Your community isn’t just a city or a town; it’s a collection of all the economic and personal interests of everyone who lives there. By making conscious financial choices, you can help save the world and keep your unique community flourishing. Here are three ways to be a green consumer.

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