Cooperative Federal offers a full selection of accounts and account services. The credit union aims to empower members to take control of their financial future -- just ask if you need something not listed.

• Savings and Certificates
• Personal Checking Accounts
• Super Share Money Market Accounts
• Individual Retirement Arrangement (IRA) Accounts
• Accounts for Children
• Accounts for Teens
• Matched Savings Accounts
• Business and Organization Accounts

Account Services

• 24-Hour Account Access through Phone Teller, Web Teller, and eStatements
• Online Bill Pay and Remote Deposit Capture through Web Teller - Free with Checking Accounts
• VISA® Check Cards 
• Over 100 fee-free ATMs through Sharenet
• Direct Deposit
• Overdraft Protection
• Automatic Transfer for Loan Payments
• Automatic Transfer for Savings or IRAs
• 24-Hour Deposit Boxes & Deposit by Mail
• Check Cashing, Cashier Checks, Money Orders, Pre-Paid Cards, ravelers Checks, Wires, and more!

The Fine Print

Accounts at Cooperative Federal are federally insured by the National Credit Union Administration (NCUA), a government agency, to at least $250,000 and backed by the full faith and credit of the United States Government.

See also:

• Account Terms
• Account Rates
• Fee Schedule

​Printed copies of these disclosures are available upon request. Please call Member Services at (315) 473-0220 or stop by any office.