Accounts We Offer

Cooperative Federal offers a full selection of accounts and account services. The credit union aims to empower members to take control of their financial future - ask if you need something not listed.

Account Services

  • Direct Deposit
  • Overdraft Protection Transfers
  • Automated-transfer for Loan Payments
  • Automated-transfer for Savings or IRAs
  • 24-Hour Deposit Boxes & Deposit by Mail
  • Electronic and Wired Funds Transactions
  • IRNet Wires
  • VISA® Check Cards with ATM Access
  • VISA® Prepaid Gift, Debit & ATM Cards
  • Phone Teller Account Access by Phone 24/7
  • Web Teller for Internet Access 24/7
  • FREE Online Bill pay with Checking Account
  • Money Orders & Teller Checks
  • Travelers Checks
  • Free ATM use at each office
  • Free ATM use at 60+ local Sharenet ATMs

Accounts are Federally Insured by the National Credit Union Administration.

All accounts are subject to the:

Printed copies are available at your request. You may obtain a printed copy by calling (315)471-1116 or by visiting one of our offices.

For more information see Account Terms, Dividend Rates, and Fee Schedule. The credit union reserves the right to require up to 60 days notice for withdrawal from any account.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA