Business Services

Cooperative Federal is dedicated to helping your small business succeed. Our business products and services are created to meet the needs of a wide range of small businesses, including individual entrepreneurs, home-based businesses, cooperatives, nonprofits and start-ups.

We offer:

  • Business Accounts
  • Business Loans
  • Business Advising, Training, and Workshops
  • Our Business Service Experience

    Cooperative Federal has provided financial services to small businesses since 1982. We specialize in serving small business or “micro-enterprise”, cooperatives and nonprofits.

    Businesses with income under a million dollars a year are ignored or neglected by most commercial banks — but not Cooperative Federal! We're committed to small businesses, and have a comprehensive small business program. Our program offers education and support services, as well as accounts and loans.

    Services for Business Members

    • Business Accounts
    • Business Checking with Interest (mimimum average balance required)
    • Deposit Boxes (convenient drop-off, no lines)
    • SEP IRAs (IRAs for self employed people)
    • Business Loans and Mortgages
    • Special Working Capital Loans for Contractors
    • Special Loans for Businesses owned by Women
    • Special Loans for Minority-Owned Businesses
    • Special Loans for Cooperatives and Nonprofits
    • Program to Improve Personal Credit for Entrepreneurs
    • Access to Retirement Plans for Your Employees
    • Business Advising
    • Business Skills Workshops

    Business Loans

    We offer a wide range of business loans. We provide credit to aspiring, emerging and expanding small businesses.

    To Access Our Business Services

    To access our business services, the first step is to become a member. Joining is easy and can be the start of a lasting relationship with the credit union - click here to find out how to become a member.

    To achieve the most for our business members, Cooperative Federal works in collaboration with the South West Economic Business Resource Center (SWEBRC), South Side Innovation Center, Women's Business Opportunity Center (WBOC), SU's Falcone Center for Entrpreneurship, the City of Syracuse's Departments of Economic Development and Community Development, Empire State Development Corporation, Syracuse Economic Development Corporation, Urban Business Opportunity Center (UBOC) and Appleseed Trust.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA