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Cooperative Federal offers a variety of loan options to meet all of our members' borrowing needs. We specialize in delivering straightforward terms, affordable payments, and flexible criteria. 

Plus, when you borrow from Cooperative Federal, you're supporting a non-profit, community-owned business. Learn more about our mission and values.

Loans We Offer

Click on an icon to learn more or apply.   


Personal Loans  Auto Loans  Credit Cards

Mortgages  Apply for Home Equity Loan  Small Business Loans

Looking for a Student Loan?

If you're atending a degree-granting institution, such as a community college or university, we can help you get connected to student loan options. Read more about Smart Option Student Loans by Sallie Mae®.

The Cooperative Federal Difference

Coop Fed's Lending Department does a lot — but also important is what we don't do!

  • No pre-payment penalties on any of our loans. You pay interest only for the time you use the money borrowed.
  • No commissions. Our loan officers do not make commission from your loan, so that they can advise you based on what is good for you, not what makes a commission.

This is another benefit of membership in a non-profit credit union.


All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.