Attention Members: Our Office Hours have temporarily changed in response to COVID-19 concerns. Read more here.
Atención miembros: nuestras horas de oficina han cambiado temporalmente en respuesta a las preocupaciones de COVID-19. Lea más aquí.
Cooperative Federal's Welcome Home Loans are a special product for residents and buyers of manufactured homes in Champion Homes,* a Resident Owned Community in Elbridge, NY.
Depending on your credit history and current financial situation,
Plus, you can take advantage of the other programs and services that Cooperative Federal offers, such as credit and housing counseling, auto and personal loans, credit builder loans, accounts and more.
To be eligible for a Welcome Home Loan,
These loans are available through a partnership between Cooperative Federal and ROC USA,* a non-profit organization that helps manufactured home (also known as mobile home) communities become cooperatives -- owned and controlled by the people who live there. These cooperatives are known as Resident Owned Communities (ROCs).
If you live in a ROC other than Champion Homes, contact us to see whether we can bring Welcome Home Loans to your community.
Ready to get started? Download an application (pdf). Fill out this form and send it back by email, fax (315-476-0567), mail or delivery to any Coop Fed office. Or, simply request a paper application next time you stop by. If you have any questions, call the Personal Loans Department.
*Cooperative Federal is not responsible for content on outside websites.
**APR is the Annual Percentage Rate. Applications are subject to credit approval and other eligibility criteria.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.