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Take a break from paying your qualified loan and enjoy the extra money! It's easy to increase your budget with our Skip-A-Pay program. Our Skip-A-Pay program offers qualified Members a once a year deferral (12 consecutive month period) of their loan payments.

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  • A fee of $25 will be charged when the application is processed. Skip payment fees may not be made from loan disbursement.
  • All applications must be received at least 3 business days before the next payment is due. 

By participating, your loan repayment schedule will be extended by approximately one month due to your deferred payment. The finance charges continue to accrue during the skip period, therefore by deferring the payment on your loan, the total amount you pay for finance charges on your loan could be greater than stated on your loan disclosure. Loan payments that have already been made cannot be deferred. You will resume making scheduled payments beginning with the payment due following the month of the deferral and will make all scheduled payments due until the loan is paid in full. 

If your loan payment is made automatically and you participate in this offer, you will need to change the transfer date to match the new loan due date. Your GAP, or other insurance, may be affected by skipping or doing a payment deferral. It is your responsibility to check with your insurance companies regarding their policies before participating in our Skip-A-Payment Program. 

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Get started on your Skip-A-Pay application by submitting a request form to see if you qualify. If you have any questions, call the email the Lending Department.

Please note: Skip-A-Pay is not available for lines of credit, credit cards, lease-like loans (L2 OR L3), or real estate loans.