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VISA® Check Card

VISA® Check Card

Our VISA Check Card lets you pay for your purchases directly from your checking account and from a line-of-credit when you're short of funds.
Our VISA Check Card is also available as a secured card without a credit line.
You also receive no cost Travel Accident Insurance, if you use your Check Card to purchase tickets to travel.
To get a VISA Check Card, contact our Lending Department at (315) 473-0242.

VISA Prepaid Cards

VISA Credit Cards

Cooperative Federal is now offering credit cards. You can get a competitive rate - as low as 7.20% variable APR* on your existing credit by transferring your balance to us—with the added value of knowing that you’re banking on financial justice and a socially responsible business model. There is no balance transfer fee. Interested? The application (fillable pdf) is available online here - you can fill this out and send it back by email to, by fax to (315) 476-0567, or by mail to 723 Westcott St, Syracuse, NY 13210.

If you have any questions, give us a call at 315-473-0242 today for more information.

*APR is Annual Percentage Rate as of July 21, 2010. The APR is a variable rate that is based on the U.S. Prime Rate each month as published in the Wall Street Journal
“Money Rates Table” on the first calendar day of each month, with a margin of 3.95%-15.95% added onto the Prime Rate depending on the member’s credit score.

Verified by VISA®

You can get free additional protection for your card from Verified by VISA.

To Report a Lost or Stolen Card

To report a lost or stolen VISA Debit Card, call 1-800-453-4270, 24 hours a day, 7 days a week. If you are calling from outside the United States, call (727)570-4881.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA