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How to Join Cooperative Federal

Can I Join?

Cooperative Federal serves the City of Syracuse and several local organizations.

Our Switch Kit has the forms you need to set up your direct deposit, close your old accounts, and a checklist to redirect your automatic bill payments, too! The kit makes it easy to move your accounts to Cooperative Federal.

Join by City of Syracuse

If you live, work, worship, or attend school in the City of Syracuse, you can become a member! Not only that, but you can also join if someone in your immediate family or household lives, works, attends church, or attends school in Syracuse.

Join by Membership Group

You can also become a member of Cooperative Federal if you are involved with any of several local organizations, or if someone in your immediate family or household is involved with these groups. It is easy to join one of our field of membership groups if you are not yet a member. Contact the group you'd like to join directly for more information.

Becoming a Field of Membership Group

Businesses and organizations can apply to become part of our field of membership. Organization volunteers, employees, and owners are then eligible to join the Credit Union.

Who Can Open an Account?

Accounts may be opened by individuals, a few people, organizations, or businesses. Nonprofit organizations may request an account without meeting membership requirements.

Once you are a member, your membership may continue forever, even if you leave the area or are no longer part of our field of membership.

At a credit union you are more than a customer: You become a member and an owner of the credit union. Members elect the Board of Directors and Credit Committee, and shape the services and products we offer.

How To Join

Stop by during regular office hours and join by opening an account; phone us if you need special arrangements. Cooperative Federal offers a variety of accounts designed by members, for members.

To open an account, you will need to bring in a government-issued photo ID and money for your deposit. You can open a savings account with only $15 - $7 for youth under age 18. $10 goes to a membership charge ($2 for youth), and $5 goes to your account.

If you would like to open a checking account, there is no minimum balance requirement. A small monthly service fee ($3 for personal checking, $4 for business checking) is debited on the first of each month, beginning the first month after your account is opened. (For example, if you open your account on May 6th, your first checking account service fee will be debited on June 1st.) Our low-fee checking is cheaper than the banks' "free"-checking!

If you have questions, please call Member Services at 315-473-0220.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA