| Service | Fee |
|---|---|
| New Membership - Adult | $10 one-time fee |
| New Membership - Youth (17 & under) and YouThrive Student Accts. | $2 one-time fee |
| Start Over Savings Account | $30 one-time fee |
| All Super Share Checking Accounts: Below Monthly Minimum Balance | $7.50 per month |
| Converting Super Share Checking to regular Checking | $35 one-time fee |
| Inactive Account Fee (6 or more months inactive) | $5 per month |
| VISA Debit Card ATM Withdrawal Fee | In Network: FREE / Out of Network: $2 |
| Reopen membership within 6 months of closure | $10 one-time fee |
| Reopen checking account within 6 months of closure | $10 one-time fee |
| Service | Fee |
|---|---|
| Personal Checking | $3 per month / waived with direct deposit* |
| Small Non-Profit Checking | $3 per month / waived with direct deposit* |
| Business/Organization Checking | $4 per month / waived with direct deposit* |
| Nonmember Checking | $5 per month / waived with direct deposit* |
| *Each of these fees will be waived when there is one ACH deposit to the account in the last 31 days |
| Service | Fee |
|---|---|
| Money Orders | $1.25 |
| Check Cashing - Members | Free |
| Check Cashing - Nonmembers | Varies (1.00% of value; $0.50 under age 18) |
| Counter Checks | $3 per sheet of 4 |
| Teller or Cashier Check Fee | $5 |
| VISA Gift Card | $3 |
| Wire In/Wire Out | $25 / $25 |
| Western Union US / International | $25-$45 / $32-$75 |
| International Wires | $30-$60 |
| Service | Fee |
|---|---|
| Replacement Card (before expiration date - waived for reorder due to fraud) | $10 |
| Replacement PIN | $5 |
| Service | Fee |
|---|---|
| Card Purchase | $7.95 |
| Monthly Fee | $1.75 |
| Minimum Load | $10 |
| Maximum Load | $5,000 |
| Reload Fee - Online | $0.50 |
| Reload Fee - at Branch | $1.50 |
| POS Transactions Fee | $0 |
| Daily limit on PIN point-of-sale purchases | $1,500 |
| Daily limit on signature POS purchases | $5,000 |
| ATM Withdrawal Fee (domestic) | $1.50 |
| ATM Transaction Denied fee | $0.50 |
| Withdrawal max per ATM transaction | $310 |
| Monthly Account Maintenance Feeafter 3 months inactivity | $3.00 |
| Reissue Expired Card | $3.50 |
| Close card and cash-out all remaining funds | $15 |
| Replace Lost/Stolen/Closed card | $5.00 |
| Next-day Delivery of replacement card | $35 |
| Service | Regular Fees | YouThrive Student Accounts |
|---|---|---|
| Returned Item Per Check/ACH/ECK* | $30 | Not Applicable |
| Unavailable Funds/Uncollected Charge* | $30 | Not Applicable |
| Courtesy Overdraft Payment* | $25 | Not Applicable |
| Service | Fee |
|---|---|
| Stop Payment per Draft or Series | $25 |
| Service | Fee |
|---|---|
| Early Savings Account Closing Fee (within 6 months of opening) | $5 |
| IRA Account Closing Fee (within 12 months of opening) | $20 |
| IRA Transfers | $10 |
| IRA/Savings Certificate Early Withdrawal | $25 |
| Service | Fee |
|---|---|
| Collection Item, Foreign – Funds available when item clears; no possibility of return fee | $28 |
| Collection Item, Canadian (U.S. or Canadian Funds) – Regular Funds Availability applies. Fee if returned. Canadian Items Only. | $5 |
| Returned Canadian Collection – Plus intermediary fees. | $40 |
| Service | Fee |
|---|---|
| Abandoned Property Notice | Varies (At Cost) |
| Notary Services Admin. Fee | $2 |
| Check Printing Charges | Varies |
| Copy of Check | $5 |
| Duplicate Lien Release | Member: $10 / Nonmember: $20 |
| Expedited Mailings | $25 |
| Faxing | $2 |
| Forward or Return Mail (each) | $5 |
| Legal Processing | $30 |
| Manual Posting of ACH Items (each) | $8 |
| Photocopies (per page) | Member: $1 / Nonmember: $5 |
| Protest Letter | $25 |
| Research/Reconciliation Per Hour | $27.50 |
| Return/Reissue CoopFed Teller Check | $6 |
| Safekeeping Fee | $3 |