Login
Login

Direct Deposit

Direct Deposits and Payments

If your job offers direct deposit, you can set up your paycheck to automatically be posted to your account - no more paper checks and prepaid cards. You can also provide your account information to your utility company, cell phone provider, or other trusted vendor in order to set up bill payments.

Warning: Protect your personal information, such as account numbers and social security numbers, to avoid identity theft. Only provide this information to entities that you know and trust, through secure (encrypted) channels.

Use this Direct Deposit Form (fillable PDF) to arrange payroll direct deposit with your employer. If you need this form to be certified by the credit union, please contact us.

Or, if you are completing a form provided by your employer, here's the information you will need to provide.

  • ABA/Routing Number: 221381935

     

  • Account Type: You can use checking or savings accounts.
    • Most payroll services also allow you to split your direct deposit, so that a portion goes to savings and a portion goes to checking.

       

  • Account Number: Enter your account number, adding zeros before the account number if your form requires a minimum number of account digits.  
    • Your Cooperative Federal checking account has a 14-digit account number. This number also appears at the bottom of your checks. This is NOT the same as your VISA Debit Card number.
    • Your Cooperative Federal savings account has a 1 to 5 digit account number. Using this number defaults to your primary savings account.

       

If you receive other deposits, such as Social Security, retirement or pension checks, contact that group for instructions on changing the deposit to Cooperative Federal.

To pay a bill directly from your Cooperative Federal account, using a platform provided by the payee (for example, your cell phone provider’s payment portal), you will need to provide the following information.

  • ABA/Routing Number: 221381935
  • Account Type: We allow payments using checking or savings accounts.
    • Some restrictions apply on savings accounts, so contact us if you have questions.
  • Account Number: Enter your account number, adding zeros before the account number if your form requires a minimum number of account digits.
    • Your Cooperative Federal checking account has a 14-digit account number. This number also appears at the bottom of your checks. This is NOT the same as your VISA Debit Card number.
    • Your Cooperative Federal savings account has a 1 to 5 digit account number. Using this number defaults to your primary savings account.

Members who have direct deposit can receive a 0.25% discount on loan rates when they sign up for automatic loan payments, for as long as their direct deposit with automatic payment continues. Ask our Loan Department for more information about this discount.

Related searches: