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Business Loans

Serving small and micro businesses is a huge part of Cooperative Federal's mission. By providing loans to owners of emerging and expanding enterprises, we work to build a fair, independent, LOCAL economy. We also work on your personal finances to improve your success at business borrowing.

To get started with your loan application, please visit Business Loan Connection -- a secure, online application portal co-sponsored by Cooperative Federal.

Go to Business Loan Connection*

*Clicking this link will take you away from Cooperative Federal is not responsible for content on outside websites.

Prefer to work on paper? No problem! Download our low-tech Business Loan Application (pdf).

What We Offer

We provide business loans for

  • Start Up and Expansion
  • Working Capital
  • Business Vehicle & Equipment
  • Construction & Development
  • Cooperatives & Non-profits
  • Investment & Commercial Mortgages
  • Residential Mortgages for Business Purpose

We also have business lines of credit, and personal VISA Classic Credit Cards which can be issued in your business's name.

If you're working on a new self-employment venture, check out our Step Up Loan Fund. 

Special Loan Programs

Cooperative Federal is committed to building economic justice. To overcome historic patterns of discrimination and promote equal opportunity, we offer special loan programs for

  • Businesses owned by women
  • Businesses owned by people of color
  • Businesses in distressed neighborhoods
  • Cooperatives and nonprofits


Whether you're just starting out or expanding your small business, we are available to help you through the process of applying for a business loan.

Ready to get started? Apply online through Business Loan Connection, or download our Business Loan Application (pdf). 

To speak with a business loan officer, call 473-0249.


All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.

Support for Small Business Lending is provided by