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Business Loans

Serving small and micro businesses is a huge part of Cooperative Federal's mission. By providing loans to owners of emerging and expanding enterprises, we work to build a fair, independent, LOCAL economy. We also work on your personal finances to improve your success at business borrowing.

Submit a Biz Loan Inquiry

You can also go ahead and download our Business Loan Application (pdf), or apply online through

What We Offer

We provide business loans for

  • Start Up and Expansion
  • Working Capital
  • Business Vehicle & Equipment
  • Construction & Development
  • Cooperatives & Non-profits
  • Investment & Commercial Mortgages
  • Residential Mortgages for Business Purpose

We also have business lines of credit, and personal VISA Classic Credit Cards which can be issued in your business's name.

If you're working on a new self-employment venture, check out our Step Up Loan Fund. 

Special Loan Programs

Cooperative Federal is committed to building economic justice. To overcome historic patterns of discrimination and promote equal opportunity, we offer special loan programs for

  • Businesses owned by women
  • Businesses owned by people of color
  • Businesses in distressed neighborhoods
  • Cooperatives and nonprofits


Whether you're just starting out or expanding your small business, we are available to help you through the process of applying for a business loan.

A great first step is completing our brief intake form to help us assess where you are in the business development process, and the best way for you to move forward with your loan search. A loan officer will get back to you within about 1 business day.

Ready to get started with your application now? Download our Business Loan Application (pdf), or apply online through

To speak with a business loan officer, call 473-0249.


All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.

Support for Small Business Lending is provided by