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Step Up Loans for Self Employment

Stay up to date with our business services like: virtual workshops, resources, and advising by signing up for our important Business Updates enewsletterBe the first to know about new grant programs, special loan funds, and business development opportunities. 

Not quite ready for a traditional business loan? No problem. Our Step Up Loan Fund provides small loans, up to $2,500, with simpler application requirements and relaxed eligibility criteria.

Update: The Step Up Loan Fund is not accepting applications at this time.

Please apply for a Small Business Loan instead - there is no minimum loan size, flexible underwriting, and reduced documentation for loans under $10,000.

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Loan proceeds can be used for expenses associated with starting or expanding a self-employment or micro-business venture, such as

  • training and certification
  • insurance
  • tools
  • equipment
  • promotion, and
  • working capital.

Plus, all Step Up applicants receive free financial advising and waivers on your new account and new loan fees.

To get started, call (315) 476-1451 and make an appointment with our financial counseling team. 


This program is supported, in part, by the Gifford Foundation.

All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Contact us for current rates, terms and conditions.