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Financial Services

Cooperative Federal is dedicated to providing effective financial services and wise financial guidance. We empower you to make the best decisions for your financial well being.


It's easy to become a member of Cooperative Federal. There are many ways to join.

You can become a member if you live, work, attend worship services, or attend school in the City of Syracuse, or if you are involved with one of many community groups. You can also join if someone in your immediate family or your household is already a member, or if they simply qualify for membership.

As a member, you'll have access to the full array of services you expect from a financial institution - and some services you may not expect, like financial education and business services, to help you take control of your financial future.

The Credit Union Difference

At Cooperative Federal, you're more than a customer: you are a member and an owner. It's a better relationship that ensures your needs come first. As an owner with Cooperative Federal you have access to all of our products and services. We offer savings accounts, checking, savings certificates, retirement accounts (IRAs), VISA® Cards, loans, mortgages, home equity loans, financial advising, housing counseling, credit counseling and repair and so much more.

You have access to all of your accounts 24 hours a day, 7 days a week through worldwide ATM networks & on the internet and by phone. Want a little face to face service? Stop by one of our three offices during regular business hours. Choosing Cooperative Federal not only gives you 24/7 account access, but also peace of mind: your deposits are federally insured by the National Credit Union Administration and backed by the full faith and credit of the United States government.

Credit Union Financial Statements are available online here.