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Business Accounts


Stay up to date with our business services like: virtual workshops, resources, and advising by signing up for our important Business Updates enewsletterBe the first to know about new grant programs, special loan funds, and business development opportunities. 
Whether your business is just taking shape or is rapidly growing, Cooperative Federal has a business account to meet your needs. These accounts are also available to non-profits, community groups, and other organizations.

Business Savings

Our Business Savings Account may be the only account needed by home-based businesses or start-ups. Or, use it in combination with a checking account to build up your cash reserve.

  • $5 minimum balance
  • $10 one-time New Member Fee
  • No monthly service fee
  • Earn basic dividends on an average daily balance of just $50 or more

To earn Money Market dividends, businesses and organizations can also open a Super Share Savings Account.

Business Checking

We offer two kinds of business checking accounts, both with VISA Debit Cards and Overdraft Protection options.

Cooperative Federal’s Business Checking Account is one of the most affordable business checking options in town. It’s perfect for many small and growing businesses.

  • No minimum balance
  • No per check or per deposit fees
  • $4 monthly service fee
  • No transaction limits

The Business Super Share Checking Account is an interest-bearing transaction account for businesses and organizations.

  • $4,500 minimum Average Daily Balance ($5.50 monthly fee for lower balances)
  • No per check, per deposit, or monthly service fees
  • No transaction limits
  • Earn Money Market dividends without a complicated sweep account

The Fine Print

Accounts are federally insured by the National Credit Union Administration, and are subject to the following terms and conditions:

Please note, as of May 11, 2018 government regulations have changed the procedure for opening a new business or legal entity account. Read more here.