Business Accounts

Business Share Savings

Our Business Share Savings account has no monthly service fees and a minimum balance of only $5. This may be the only account needed by a home business start-up.

Business Checking

We offer a choice of business checking accounts designed just for small business:

Business Checking is the lowest cost business checking account in Syracuse. Business Checking is perfect for many small businesses. There is NO minimum balance and there are NO per check or per deposit fees. A small annual service fee is less that what most banks charge monthly.

Super Share Business Checking is the only interest-bearing business checking account in town. By keeping a minimum average daily balance of only $4,500, you avoid a $4.50 monthly service charge. With money market rate dividends and no per check or per deposit fees, this account is a great value for many small businesses.

Individual Development Accounts

Individual Development Accounts are matched savings accounts: for every dollar saved, a dollar match may be earned. Savings and match money can then be used for your small business. Availability is limited. Contact Christina at (315) 471-1116 ext.250 for more information.

SEP IRAs

SEP IRAs are personal retirement accounts for self employed people. Contact Gerry at (315)471-1116 ext. 210 to learn more.

Business Loans

We also offer a broad array of business loans designed for small business, microenterprise and nonprofits.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA