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Business Accounts

Business Savings

Our Business Share Savings account has a one-time New Member fee of $10, no monthly service fees, and a minimum balance of only $5. This may be the only account needed by a home business start-up.

Matched Savings Accounts

Through our Matched Savings Program, emerging and expanding microbusinesses can get up to $2 in matching grants for every $1 saved.

Business Checking

We offer a choice of business checking accounts designed just for small business:

Business Checking is the lowest cost business checking account in Syracuse. Business Checking is perfect for many small businesses. There is NO minimum balance and there are NO per check or per deposit fees. A small monthly service fee of $4 is less than what most banks charge.

Super Share Business Checking is an interest-bearing business checking account. By keeping a minimum balance of only $4,500, you avoid a $5.50 monthly service charge. With money market rate dividends, and no limit on withdrawals and deposits per month, this account is a great value for many small businesses.

VISA Check Card

Our VISA Check Card lets you pay for your purchases directly from your business checking account and from a line-of-credit when you're short of funds.
Our VISA Check Card is also available as a secured card without a credit line.
You also receive no cost Travel Accident Insurance, if you use your Check Card to purchase tickets to travel.
To get a VISA Check Card with your small business checking account, contact our Business Lending Department at (315) 473-0249 and press 2.


SEP IRAs are personal retirement accounts for self employed people. Contact Gerry at (315)473-0210 to learn more.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA