Checking Accounts

Checking Choices

We offer a choice of checking accounts designed by members, for members.

  • Checking

    Regular Checking is our most popular account choice, and includes our free Online Bill Payment service. With no minimum balance, no monthly statement charge, no per check or per deposit fees, this account is a low-cost convenience. A small monthly service fee helps to cover our costs.

  • Super Share Checking

    Super Share Money Market Checking is the best interest-bearing checking account in town. By keeping a balance of only $4,500, you pay no service charge. Money market rate dividends and unlimited withdrawals and deposits per month make this account a great value for many members.

Overdraft Protection Options

We understand that the unexpected can happen or that math mistakes can occur, and you may not have enough money in your checking account to cover a transaction. By setting up overdraft protection, you can avoid the credit union’s insufficient funds fee, and you can also avoid any collection charges from the merchant, for returning your check or payment.

  • Overdraft Transfer
    If you write a check for more than you have in your checking account, but you have money in your savings account, we will automatically transfer funds to cover your checks. This is an optional service. A $5.00 fee applies.

  • Overdraft Line-of-Credit
    You can also apply for a line of credit to protect against overdrafts. You can find the Line of Credit application here - or if you're a member, you can apply for the Line of Credit online through Web Teller, under Loan Applications.

  • Overdraft Courtesy Pay
    We also offer an Overdraft Courtesy Pay Program, for an extra level of protection. We recommend that you choose to use funds from your savings account or line of credit to cover any overdrafts as your first line of protection, as these options cost less.

    Overdraft Courtesy Pay is a benefit that is available for qualified members who OPT-IN to the program. To qualify, you must have had your account open for at least 30 days and receive regular deposits into the account of at least $300 each month.

Overdraft Options Form

To set up or change your overdrafting options, you can use this Overdraft Options Disclosure. Pring, sign, and return the form to the credit union to change your overdraft choices at any time.

Ready to Reorder Checks?

When you’re ready to reorder checks, you can reorder directly through Web Teller.
Or, you can give us a call at the credit union. You can browse Liberty's online catalog to get an idea of what they offer. After that first order, you’ll be able to order online.

Order Personal Checks Online!
Time for more checks? Reorder from Liberty online.

In the mood for new checks? Browse the check catalog online today.

The Fine Print

Accounts are federally insured by the National Credit Union Administration.

Click here for information about Account Terms, Dividend Rates, and Fee Schedule.

See also Your Ability to Withdraw Funds for our Funds Availability Policy.

Cooperative Federal accounts are federally insured by NCUA Cooperative Federal is an Equal Housing Lender
Cooperative Federal is an equal housing lender
Cooperative Federal accounts are federally insured by NCUA