We offer a choice of checking accounts designed by members, for members.
Regular Checking is our most popular account choice and provides extraordinary courtesy call service. With no minimum balance, no monthly statement charge, no per check or per deposit fees, this account is a low-cost convenience. A small monthly service fee helps to cover our costs. "Our low-fee checking is cheaper than their 'free' checking!"
How is This Cheaper?
Yes, their checking accounts are "free" - but there is a catch! If you bounce a check (and most of us make that mistake once or twice) they charge you a hefty fee per check. Then there's the embarrassment of the returned check… and the fees charged at the other end, by person or company to which you wrote the check.
Instead, we call our members first to let you know you need to add to your funds. We'll give you until 1 PM the next day to take care of it and that's usually enough time to avoid a bounced check.
So. Cheaper. This account is the most "user-friendly" account in town.
Super Share Checking
Super Share Money Market Checking is the best interest-bearing checking account in town. By keeping a balance of only $4,500, you pay no service charge. Money market rate dividends and unlimited withdrawals and deposits per month make this account a great value for many members.
Overdraft Protection Options
If you write a check for more than you have in your checking account, but you have money in your savings account, we will automatically transfer funds to cover your checks. This is an optional service. A $5.00 fee applies.
You can also apply for a line of credit to protect against overdrafts.
Ready to Reorder Checks?
When you’re ready to reorder checks, give us a call at the credit union. You can browse Liberty's online catalog to get an idea of what they offer. After that first order, you’ll be able to order online.
The Fine Print
Accounts are federally insured by the National Credit Union Administration.
See also Your Ability to Withdraw Funds for our Funds Availability Policy.